Ways to improve your credit score

Consistently paying your bills by their due dates is crucial, as payment history significantly impacts your credit score.

Pay Your Bills on Time

Aim to keep your credit card balances low relative to your credit limits. Ideally, use less than 30% of your available credit.

Reduce Credit Card Balances

Refrain from taking on new debt or opening new credit accounts unless absolutely necessary, as this can temporarily lower your score.

Avoid New Debt

Regularly review your credit report for inaccuracies or errors and dispute any discrepancies you find with the credit bureaus.

Check Your Credit Report for Errors

Having a mix of credit types, such as credit cards, installment loans, and mortgages, can positively impact your credit score.

Diversify Your Credit Mix

Use calendar alerts or automatic payments to ensure you never miss a payment, helping you maintain a positive payment history.

Set Up Payment Reminders

Enroll in credit monitoring services to keep track of changes to your credit report and receive alerts for any suspicious activity.

Use Credit Monitoring Services